Wedding Liability

Minimum Coverage Includes:

$1,000

$1,500

$1,000

$1,000

$7,500

$1,000

Event Gift

Special Jewelry

Lost Deposit

Damage to Attire

Cancellation or Postponement

Photography & Video

Piece of Cake!

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Coverage that meets your needs

Up to $1 million in coverage per loss and $2 million in coverage per policy term

Separate limits for general liability and liquor liability

Certificates of Insurance and additional insured status for venues, property owners, sponors and more are available at no additional cost

Coverage for damage to rented premises

Coverage for cancellation, lost deposits, damage to wedding attire, wedding photography, gift coverage and special jewelry coverage

 

Relax and enjoy your big day.

We've got you covered.

GENERAL LIABILITY

This coverage can provide protection for wedding hosts or service providers if someone trips and falls or is otherwise injured at the wedding. It can also provide protection if you hold the event on someone else’s premises and you or one of your guests damages their property during the event.

LIQUOR LIABILITY

If someone is drinking at the wedding and injures someone while driving home, the host or the alcohol service provider could be held liable. This coverage can offer protection for a potential lawsuit against you for negligent service of alcohol.

MEDICAL PAYMENTS

If a guest gets injured during the wedding, this coverage can provide reasonable medical expenses for each guest who is injured.

CANCELLATION

This coverage can provide protection against financial loss that may result from the cancellation of your event. For instance, if the reception venue goes out of business, severe weather forces the wedding to be cancelled or the father of the bride has a heart attack.

LOST DEPOSITS

This coverage can provide protection if a booked venue or vendor falls through and deposits have already been paid in full; for instance, if the DJ or hair stylist does not show up on the wedding day.

DAMAGE TO WEDDING ATTIRE

This coverage can provide protection for wedding attire that is damaged; for instance, if the bride’s gown gets torn on the day of the wedding.

PHOTOGRAY/VIDEOGRAPHY COVERAGE

This coverage can provide protection if something goes wrong with your photography or videography; for instance, if your photographer does not show up, your pictures are damaged or you receive no photographs after your wedding.

GIFT COVERAGE

Protection if your wedding gifts are stolen on the day of wedding.

JEWELRY COVERAGE

Protection if special jewelry is damaged or lost on the day of the wedding.

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